One of the biggest hazards for small business has been whether or not credit is available and on what terms. Bankers have been in control. Today the customer is in control because there are so many new ways for a business to be financed. Businesses using the Cowboy Safety model can get bank financing more easily than other businesses but do not have to take it. The following Ry Cooder song is a great song about bankers. Ry Cooder is in his 6th decade of writing protest songs.
David Sneed
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